Flood insurance is the insurance that is rarely discussed because if you do not live in a high-risk flood zone you probably believe you do not need it.
To the contrary, we are seeing historic flooding in areas that do not usually flood.
So what does that mean for you?
Well, it has been reported that natural disasters will be getting worse overtime. And more areas will see floods.
Flood waters can happen from a water main break, a bad rain storm, overflow of inland or tidal waters, just to name a few. And the coverage is less expensive if you do not live in a high risk flood zone.
The policy will provide coverage for your home as well as your personal property, if you choose.
When all you have is your home you do your best to make sure its covered from all risk that is likely to happen.
Go to fema.gov to learn more. And give us a call if you have further questions.