I sometimes find myself focusing more attention on one product than others. Which sometimes has me reflect on why I became an agent, because I am passionate about serving people and educating.
I believe one of the greatest benefits I provide as an independent agent, is by having many insurance carriers with whom I work with, who offer a variety of products, that accept majority of risks. With that being said...
It is reported that there is an increase of drivers on the road. And the costs of claims are rising, which in turn leads to higher auto rates. It is also true, that the number of uninsured motorists is climbing as well.
That brings my attention to uninsured and underinsured motorist coverage. This coverage pays for your medical bills if someone hits you who has no insurance, or has insurance but does not meet the state requirement.
As we shop around for low auto insurance, to evade the increases that may come. Remember, to not compromise on coverage.
I recently had a customer who was specific in the coverage they wanted, and great conversation led into an even better learning lesson.
With auto insurance, there are many options you can add w/o having to compromise, hardly any, on price. Options that provide coverage for disability income, if involved in an accident, to funeral benefits.
Its the little things that can sometimes give us a peace of mind. And having adequate coverage for an affordable price, with a reputable company, is #winning!