Now is a good time to check your property insurance to make sure you have adequate coverage from the effects of a hurricane. One thing that we mention often is that Floods are not covered in a standard property insurance policy. And this is crucial to know, because floods do come from exterior water, but they do not always occur from rainwater, overflow of rivers, etc. And if you do not live in a high-risk flood zone that does not mean you are safe from floods.
The National Flood Insurance Program receives over 40% of claims from those that reside in low-risk areas. So DONT WAIT to get coverage! It takes 30 days for a flood insurance policy to go into effect.
Also, check if your property insurance covers you from Wind and Hail damage. These are perils that are frequent to happen, and they are in the top 3 mostly reported claims.
It is also a good time to check your roof for any wear and tear because when the water comes in, it could be hard to get it out!
So, do your best to prepare you and your loved ones this hurricane season.
It has been reported that the northeast will see an uptick in hurricanes due to the effects of climate change. And with ocean waters getting warmer, this only strengthens them.
~When all you have is your home, you do your best to make sure it is covered. ~
Give us a call TODAY for a flood insurance quote!